Introduction:
Plus Finance credit card is a new credit card that offers a refreshingly different approach to credit card lending. With no annual fee, no hidden fees, and free FICO score monitoring, Plus Finance is a great option for people who are looking for a simple and straightforward credit card.
What is Plus Finance credit card?
Plus Finance credit card is a Mastercard credit card that is issued by Plus Finance, a financial technology company. Plus Finance credit card offers a number of benefits, including:
- No annual fee
- No hidden fees
- Free FICO score monitoring
- Access to a mobile app that makes it easy to manage your account
- 0% APR on purchases for the first 12 months (then a variable APR of 29.99%)
Who is Plus Finance credit card for?
Plus Finance credit card is a good option for people who are looking for a simple and straightforward credit card with no annual fee and no hidden fees. Plus Finance credit card is also a good option for people who are looking to build their credit history.
How do I apply for a Plus Finance credit card?
You can apply for a Plus Finance credit card online or by calling their customer service line. You will need to provide some basic information, such as your name, address, and income. Plus Finance will then review your application and let you know if you are approved.
What are the benefits of Plus Finance credit card?
The benefits of Plus Finance credit card include:
- No annual fee: There is no annual fee for the Plus Finance credit card. This can save you money in the long run.
- No hidden fees: There are no hidden fees associated with the Plus Finance credit card. This means that you can be confident that you are not paying for anything that you did not agree to.
- Free FICO score monitoring: Plus Finance offers free FICO score monitoring with its credit card. This can help you to track your credit score and make sure that it is in good shape.
- Access to a mobile app: Plus Finance has a mobile app that makes it easy to manage your account. You can use the app to make payments, view statements, set up alerts, and more.
- 0% APR on purchases for the first 12 months: Plus Finance offers 0% APR on purchases for the first 12 months. This can be a great way to save money on interest if you are planning to make a large purchase.
What are the downsides of Plus Finance credit card?
The downsides of Plus Finance credit card include:
- High APR: The APR on the Plus Finance credit card is relatively high. This means that you will pay more interest if you carry a balance.
- Low credit limit: The credit limit on the Plus Finance credit card is typically lower than other credit cards. This may make it difficult to use the card for large purchases.
- New company: Plus Finance is a relatively new company. This means that there is not a lot of customer feedback available.
Is Plus Finance credit card a good choice for me?
Whether or not Plus Finance credit card is a good choice for you depends on your individual financial situation. If you are looking for a simple and straightforward credit card with no annual fee and no hidden fees, then Plus Finance may be a good option for you. However, if you have bad credit or are looking for a credit card with a lower APR, then you may want to consider other options.
FAQs
- What is the minimum credit score requirement for Plus Finance credit card?
The minimum credit score requirement for Plus Finance credit card is 640. However, if you have a lower credit score, you may still be approved if you have a strong credit history.
- What is the credit limit on a Plus Finance credit card?
The credit limit on a Plus Finance credit card is typically between $500 and $10,000. However, the credit limit you are approved for will depend on your individual financial situation.
- How can I get approved for a Plus Finance credit card?
To get approved for a Plus Finance credit card, you will need to apply online or by calling their customer service line. You will need to provide some basic information, such as your name, address, and income. Plus Finance will then review your application and let you know if you are approved.
- What are the terms and conditions of Plus Finance credit card?
The terms and conditions of Plus Finance credit card are available on their website. You should carefully review the terms and conditions before applying for the card.